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About Bharti AXA

<div class="top-section">
<h5>Auto Pay your premium online via eNach registration</h5>
<img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/3-step-desktop.svg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/3-step-mobile.svg" />
<p>You do not require any registration for this service. You simply need to have a credit/ debit card or your NetBanking Account with any of the following banks*:</p>
</div>


Register for eNach

<div>
<p>Receive and pay your premiums electronically</p>
</div>


<div class="top-section">
<h5>Auto Pay your premium online via eMandate registration</h5>
<img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/3-step-desktop.svg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/3-step-mobile.svg" />
<p>You do not require any registration for this service. You simply need to have a credit/ debit card or your NetBanking Account with any of the following banks*:</p>
</div>


Register for eMandate

<div>
<p>To make things easier, we offer you the option to chooseany Auto Debit Facility that will pay your premiumson time, It is easy, reliable and effortless.</p>
</div>


Online Autopay

<div class="top-section">
<h5>Auto Pay your premium offline via eNach form</h5>
<img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/3-step-desktop.svg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/3-step-mobile.svg" />
<p>You do not require any registration for this service. You simply need to have a credit/ debit card or your NetBanking Account with any of the following banks*:</p>
</div>


Fill NACH form

<div class="top-section">
<h5>Auto Pay your premium online via Credit/Debit Card form</h5>
<img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/3-step-desktop.svg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/3-step-mobile.svg" />
<p>You do not require any registration for this service. You simply need to have a credit/ debit card or your NetBanking Account with any of the following banks*:</p>
</div>


Credit/Debit Card form

Offline Autopay

Auto Pay Premium Online

<p>We understand your fast-paced&nbsp;life and the struggles the come along with it. To provide a solution to one of your worries of paying premium on time, we offer 5 different way to quickly pay your premium online.&nbsp;</p>


Pay Now

Premium Payment Option

<p>The Policy shall be void if the Life Insured, within one year of the Issue Date; or from one year of the date of the latest Revival of the Policy; whether sane or insane, commits suicide, directly or indirectly, that results in the death of the insured person. In the above cases, no benefits shall be payable. For detailed Terms &amp; conditions, please refer Policy Bond.</p>


 Under what circumstances will my claim not be settled?

<p>Threshold limit is set as 90 days i.e. Interest will not be calculated on the overdue premium within 90 days. Interest is calculated on total number of days elapsed, which is factored on pro rata basis as "No. of days/ 365".</p>


Points to remember:

<p>If the policy is lapsed, then the customer will have to pay the rate of interest at 8% on overdue premiums.</p>


In case the policy renewal premium is paid after the due date & grace period, will there be any extra charges that will have to be paid?

<p>The ideal income for your chosen Sum Assured is shown in the premium box. Depending on your income status you can either increase or decrease your Sum Assured.</p>


 How do I know my ideal Sum Assured?

<p>Accurate mobile number is necessary for all our future communications. This includes pre and post login communication.</p>


 Why do I need to provide my Mobile Number – I have registered for DND & don`t want to receive any calls?

<p>Claim Settlement ratio is the ratio of Claims Settled against claims reported during the year. For detailed information, please refer&nbsp;<a href="http://www.bharti-axalife.com/public_disclosures.aspx">http://www.bharti-axalife.com/public_disclosures.aspx</a>&nbsp;(Form 39 &amp; 40); some of the reasons for claim repudiation are as listed below<br />
&nbsp;</p>

<ul>
	<li>Disclosure of medical adversities</li>
	<li>Incorrect disclosure of Age</li>
	<li>Incorrect disclosure of occupation/income</li>
	<li>Non –disclosure of previous insurance</li>
	<li>Fraud</li>
</ul>

<p>Please note: The above-mentioned list is only indicative and not an exhaustive list.</p>


What's the claim settlement ratio and the reasons for claim repudiation?

View All FAQs

Answering Your Queries

Customer Service

Pay Premium Online

Life Insurance: Bharti AXA Life Insurance Company In India

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Buy Life Insurance Plans & Policies online in India. Explore the wide range of life insurance products offered by Bharti AXA Life to ensure Lifetime Protection for you and your family.

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<div class="box-body">
<p>You do not require any registration for this service. You simply need to have a credit/ debit card or your NetBanking Account with any of the following banks*:</p>
</div>


<div class="top-section">
<h5>Pay your premium online in just 6 simple steps</h5>
</div>


<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-1.png" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-1.jpg" /></p>

<div class="accordion-text-content">Enter Your Policy Number &amp; Date of Birth and Then Click on Pay Premium Button to Proceed.</div>

Step 1: Enter Your Policy Number & Date of Birth

<div class="accordion-text-content">Select Your Policy For Which Premium is Due and Click on Confirm.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-2.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-2.jpg" /></p>


Step 2: Select Your Policy For Which Premium is Due and Click on Confirm

<div class="accordion-text-content">Check and Confirm Payment Details and Then Click on Pay Button to Proceed.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-2.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-3.jpg" /></p>


Step 3: Check and Confirm Payment Details

<div class="accordion-text-content">Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-CC.jpg" /><img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-CC.png" /></p>


Step 4: Select Credit / Debit Cards From the Options

<div class="accordion-text-content">Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-CC.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-CC.png" /></p>


Step 5: Make Your Payments

<div class="accordion-text-content">Payment Successful. Download Your Receipt.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-6.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/dk-step-6.jpg" /></p>


Step 6: Payment Successful. Download Your Receipt

Credit / Debit Cards

<h5>Pay your premium online in just 6 simple steps</h5>


<div class="accordion-text-content">Enter Your Policy Number &amp; Date of Birth and Then Click on Pay Premium Button to Proceed.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-1.png" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-1.jpg" /></p>


<div class="accordion-text-content">Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-EMI.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-EMI.png" /></p>


<div class="accordion-text-content">Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-EMI.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-EMI.png" /></p>


EMI on Cards

<div class="box-body">
<p>Receive and pay your premiums electronically through your NetBanking account with the below mentioned banks :-</p>
</div>


<div class="accordion-text-content">Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-GPAY.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-GPAY.png" /></p>


<div class="accordion-text-content">Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-GPAY.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-GPAY.png" /></p>


Google Pay

<div class="accordion-text-content">Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-UPI.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-UPI.png" /></p>


<div class="accordion-text-content">Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-UPI.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-UPI.png" /></p>


<div class="box-body">
<p class="mt-2">Make easy premium payments through your Visa enabled debit or credit card. Simply register on www.visabillpay.in for making a premium payment to <a href="https://www.bharti-axalife.com/" target="_blank">Bharti AXA</a> Life Insurance Co. Ltd. After your details are validated, you will receive your premium bill electronically at Visa Bill Pay.</p>
</div>


<div>Enter Your Policy Number &amp; Date of Birth and Then Click on Pay Premium Button to Proceed.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-1.png" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-1.jpg" /></p>


<div>Select Your Policy For Which Premium is Due and Click on Confirm.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-2.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-2.jpg" /></p>


<div>Check and Confirm Payment Details and Then Click on Pay Button to Proceed.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-2.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-3.jpg" /></p>


<div>Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-Wallets.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-Wallets.png" /></p>


<div>Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-Wallets.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-Wallets.png" /></p>


<div>Payment Successful. Download Your Receipt.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-6.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/dk-step-6.jpg" /></p>


Wallets

<div>Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-NB.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-NB.png" /></p>


<div>Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-NB.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-NB.png" /></p>


Net Banking

<div>Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-QR.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-QR.png" /></p>


<div>Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-QR.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-QR.png" /></p>


<div>Select Credit / Debit Cards From the Options.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-4-NEFT.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-4-NEFT.png" /></p>


<div>Enter Your Details and Click on Make Your Payments.</div>

<p><img alt="Desktop 3 Step Image" class="hidden md:block" data-entity-type="file" data-entity-uuid="1e7b94a3-1e7a-4844-990a-aa22a8176c9a" src="/sites/default/files/2024-10/dk-step-5-NEFT.jpg" /> <img alt="Mobile 3 Step Image" class="block md:hidden" data-entity-type="file" data-entity-uuid="7c6aff23-4220-4969-b6d1-7eb86520c6f2" src="/sites/default/files/2024-10/mb-step-5-NEFT.png" /></p>


NEFT / RTGS

<div>
<p>We understand your fast-paced life and the struggles that come along with it. To provide a solution to one of your worries of paying premiums on time, we offer 5 different ways to quickly pay your premiums online.</p>
</div>


Online Payment

<div class="box-body">
<p>All cash payments can be made at any of our branch offices.</p>
</div>


<div class="top-section">
<h5>At Branches</h5>

<p class="mt-2">All cash payments can be made at any of our branch offices.<br />
If you choose to pay your premiums through cheque, please draw the cheque in favour of <span class="blueText">"BHARTI AXA LIFE INSURANCE COMPANY LIMITED POLICY NUMBER XXXXXXXXXX".</span> Please do mention your name and contact number on the reverse of the cheque.<br />
The premium cheques can be submitted at any of our branch offices or to your advisor.<br />
* Maximum cash payment that will be accepted at any branch or partner retail outlet or for pick up is ₹ 49,999/-.</p>
</div>


At Branches

<div>
<p>To make things easier, we offer you the option to choose any Auto Debit Facility that will pay your premiums on time. It is easy, reliable and effortless.</p>
</div>


Offline Payment

What Our Customers Say

<p>Website journey was very simple and user friendly, Adviser has advised very nicely in simple manner. Advise to purchase a dual benefit plan(Shinning star) was good.</p>


Sunayana Verma

<p>My association with Bharti AXA dates back to 2008, when I joined the CEOs office as Business Analyst. The professional journey thereon has been enriching and fulfilling. Our organization has given me opportunity across multiple verticals with new challenges, which ensured not a single day was boring. In this decade old journey, I had a hiatus of 2 years and joined back in 2013, a decision which I certainly don't regret.<br />
<br />
At Bharti AXA, we also get exposure to the best of both worlds - global best practices of AXA and entrepreneurial spirit of Bharti group. It's a great place to work, learn and grow</p>


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